Table 1 Baseline characteristics of survey participants Survey (N = 130)
Background characteristics | Communities | Banks | Total | % | ||
|---|---|---|---|---|---|---|
(n = 68) | % | (n = 62) | % | |||
Mean age in years (sd) | 28.2 (SD: 5.5) | Â | 28.8 (SD: 4.5) | Â | 28.5 (SD: 5.1) | Â |
Ethnicity | ||||||
 Akan | 24 | 35.3 | 34 | 54.8 | 58 | 44.6 |
 Ga/Dangme | 22 | 32.4 | 12 | 19.4 | 34 | 26.2 |
 Ewe | 18 | 26.5 | 14 | 22.6 | 32 | 24.6 |
 Dagbani | 0 | 0 | 0 | 0 | 0 | 0 |
 Dagaari | 0 | 0 | 0 | 0 | 0 | 0 |
 Kasem | 1 | 1.5 | 0 | 0 | 1 | 1 |
 Other (specify) | 3 | 4.4 | 2 | 3.2 | 5 | 3.9 |
Total | 68 | 100.1 | 62 | 100 | 130 | 100.3 |
Religion | ||||||
 Christian | 66 | 97.1 | 60 | 96.8 | 126 | 96.9 |
 Islam | 2 | 2.9 | 2 | 3.2 | 4 | 3.1 |
 Traditional | 0 | 0 | 0 | 0 | 0 | 0 |
 None | 0 | 0 | 0 | 0 | 0 | 0 |
 Other (specify) | 0 | 0 | 0 | 0 | 0 | 0 |
Total | 68 | 100 | 62 | 100 | 130 | 100 |
Marital status | ||||||
 Married | 20 | 29.4 | 28 | 45.2 | 48 | 36.9 |
 Co-habiting | 4 | 5.9 | 0 | 0 | 4 | 3.1 |
 Divorced | 0 | 0 | 0 | 0 | 0 | 0 |
 Separated | 0 | 0 | 0 | 0 | 0 | 0 |
 Single | 44 | 64.7 | 34 | 54.8 | 78 | 60 |
 Widowed | 0 | 0 | 0 | 0 | 0 | 0 |
Total | 68 | 100 | 62 | 100 | 130 | 100 |
Level of education | Â | Â | Â | Â | Â | Â |
 Primary/middle/JHS | 28 | 41.2 | 1 | 1.6 | 29 | 22.3 |
 SHS/ O-level / A-level | 19 | 27.9 | 10 | 16.1 | 29 | 22.3 |
 Vocational/technical | 3 | 4.4 | 0 | 0 | 3 | 2.3 |
 Tertiary | 18 | 26.5 | 46 | 74.2 | 64 | 49.2 |
 None | 0 | 0 | 0 | 0 | 0 | 0 |
 Other (specify) | 0 | 0 | 5 | 8.1 | 5 | 3.9 |
Total | 68 | 100 | 62 | 100 | 130 | 100 |
Occupation | ||||||
 Public or civil servant | 15 | 22.1 | 62 | 100 | 77 | 59.2 |
 Trading | 22 | 32.4 | 0 | 0 | 22 | 16.9 |
 Artisan | 6 | 8.8 | 0 | 0 | 6 | 4.6 |
 Apprentice | 3 | 4.4 | 0 | 0 | 3 | 2.3 |
 Unemployed | 15 | 22.1 | 0 | 0 | 15 | 11.5 |
 Student | 2 | 2.9 | 0 | 0 | 2 | 1.5 |
 Other (specify) | 5 | 7.4 | 0 | 0 | 5 | 3.9 |
Total | 68 | 100.1 | 62 | 100 | 130 | 99.9 |
Access to NHIS* | Â | Â | Â | Â | Â | Â |
 No NHIS card | 32 | 47.1 | 16 | 25.8 | 48 | 36.9 |
 Have NHIS card | 36 | 52.9 | 46 | 74.2 | 82 | 63.1 |
Total | 68 | 100 | 62 | 100 | 130 | 100 |